AUTHOR // RETIREMENT INCOME COACH // EXECUTIVE PRODUCER
THE RETIREMENT INCOME COACH
Richard is the creator of the Lifestyle Lock Process – an innovative, mathematically proven method to Lock-in Your Lifestyle for Life. Get a personal coaching session to learn how to mathematically reduce risk and spend more in retirement.
AUTHOR // RETIREMENT INCOME COACH // EXECUTIVE PRODUCER
THE RETIREMENT INCOME COACH
Richard is the creator of the Lifestyle Lock Process – an innovative, mathematically proven method to Lock-in Your Lifestyle for Life. Get a personal coaching session to learn how to mathematically reduce risk and spend more in retirement.
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These Terms of Use were created on June 19, 2024.
Don’t miss the opportunity to watch this ground breaking film, click here to request a copy of the film today.
STAR IN A NEW DOCUMENTARY FILM:
THE RETIREMENT DECEPTION
Because of his expertise in the income planning and retirement arena, he was interviewed in a brand new film called, "The Retirement Deception".
The filmmakers interviewed Richard about how he creates a successful retirement through his Lifestyle Lock Process. He shared the indispensable elements that every successful retirement needs, along with threats that successful retirements must neutralize.
His invaluable insights were essential to the film, and you can request a free copy of the film here:
Don’t miss the opportunity to watch this ground breaking film,
click here to request a copy of the film today.
Don’t miss the opportunity to watch this ground breaking film, click here to request a copy of the film today.
MY MISSION
SCIENTIFICALLY OPTIMIZE RETIREMENT
My mission is to help individuals and families Scientifically Optimize their Retirement. I have seen the devastating effects of having money run out when people need it the most.
As a 9/11 survivor, I know first hand how life can throw you a curve ball. No one can predict the future; however, worrying about money should be the LAST thing on your mind when you retire. I created my Lifestyle Lock Process to help Americans overcome the fear, worry, and uncertainty they have around retirement.
Mathematically, I can help families can spend more in retirement and have a much lower chance of ever running out of their hard-earned savings.
THE LIFESTYLE LOCK PROCESS
BY SCIENTIFICALLY OPTIMIZING YOUR RETIREMENT YOU COULD MATHEMATICALLY:
REDUCE market risk
SPEND MORE
BE HAPPIER in retirement
LIVE LONGER
Create MORE INCOME through retirement
GROW non-taxable WEALTH for a portion of your assets
...and LOWER the RISK of running out of money
MY DAD IS MY HERO
My father didn’t have it easy. He worked pretty hard for everything. Every Monday he would leave for work and would come back late on Friday. He spent time working hard to make life easier for us. I remember learning the value of a hard day's work from him.
My father is a constant learner. Even though he didn’t graduate from college, he taught me how to read and love learning. At the age of 50, he decided to get his stockbroker license. This amazed me! I have always respected his passion for learning. He passed that passion to me. Most things can be solved in life with a little hard work and a nose for learning.
The goal is to keep creating memories together.
“My dad has been a hero of mine my entire life.”
A 9/11 SURVIVOR
On September 11th, 2001, I hung up the phone with my biggest client and got the go ahead of a very large project with a major bank which would have changed my career and life. Little did I know something bigger would happen that day. Then, I heard a massive sound and realized a plane hit the building. I thought it was one of the planes flying around New York…not a 747 full of innocent people.
I was on the 77th floor. Our team found a stairwell and headed down to the street. On the way down, we passed all the Firemen going up…whom we later knew did not survive. When I reached the street they had us clear the area. I didn’t know till later the building had collapsed until I saw it on the news. I couldn’t believe it. So many sacrificed their lives on such a tragic day…
I am fortunate to have survived that day, when many didn’t. That day changed my life forever. For many years, I felt so much grief since I survived and so many others didn’t. God gave me a second lease on life and since that day I made a commitment to serve others and make a difference with my second chance.
The family
I have been with my wife, Merydith for 20 years. We enjoy spending time going out together, watching new blockbuster movies, and eating good cuisine. Nothing beats spending time with loved ones: whether being out on the town or at home just hanging around and talking and laughing with my family..
We love going to the theater. We used to live in North Jersey and we always attended many broadway shows in New York City. Now we make time each year to attend shows in the Philadelphia area.
The family
I have been with my wife, Merydith for 20 years. We enjoy spending time going out together, watching new blockbuster movies, and eating good cuisine. Nothing beats spending time with loved ones: whether being out on the town or at home just hanging around and talking and laughing with my family..
We love going to the theater. We used to live in North Jersey and we always attended many broadway shows in New York City. Now we make time each year to attend shows in the Philadelphia area.
Contact Richard For A Lifestyle Lock Process Consultation
RICHARD COHEN
Richard is the creator of the Lifestyle Lock Process – an innovative, mathematically proven method to Lock-in Your Lifestyle for Life. Get a personal coaching session to learn how to mathematically reduce risk and spend more in retirement.