Richard is the creator of the Lifestyle Lock Process – an innovative, mathematically proven method to Lock-in Your Lifestyle for Life. Get a personal coaching session to learn how to mathematically reduce risk and spend more in retirement.

STAR IN A NEW DOCUMENTARY FILM:

THE RETIREMENT

DECEPTION

Because of his expertise in the income planning and retirement arena, he was interviewed in a brand new film called, "The Retirement Deception".

The filmmakers interviewed Richard about how he creates a successful retirement through his Lifestyle Lock Process. He shared the indispensable elements that every successful retirement needs, along with threats that successful retirements must neutralize.

His invaluable insights were essential to the film, and you can request a free copy of the film here:

MY MISSION

SCIENTIFICALLY OPTIMIZE

RETIREMENT

My mission is to help individuals and families Scientifically Optimize their Retirement. I have seen the devastating effects of having money run out when people need it the most.

As a 9/11 survivor, I know first hand how life can throw you a curve ball. No one can predict the future; however, worrying about money should be the LAST thing on your mind when you retire. I created my Lifestyle Lock Process to help Americans overcome the fear, worry, and uncertainty they have around retirement.

Mathematically, I can help families can spend more in retirement and have a much lower chance of ever running out of their hard-earned savings.

THE LIFESTYLE

LOCK PROCESS

BY SCIENTIFICALLY OPTIMIZING YOUR

RETIREMENT YOU COULD MATHEMATICALLY:

REDUCE market risk
SPEND MORE
BE HAPPIER in retirement
LIVE LONGER
Create MORE INCOME through retirement
GROW non-taxable WEALTH for a portion
of your assets
...and LOWER the RISK of running out of
money

MY DAD IS MY HERO

My father didn’t have it easy. He worked pretty hard for everything. Every Monday he would leave for work and would come back late on Friday. He spent time working hard to make life easier for us. I remember learning the value of a hard day's work from him.

My father is a constant learner. Even though he didn’t graduate from college, he taught me how to read and love learning. At the age of 50, he decided to get his stockbroker license. This amazed me! I have always respected his passion for learning. He passed that passion to me. Most things can be solved in life with a little hard work and a nose for learning.

The goal is to keep creating memories together.

A 9/11 SURVIVOR

On September 11th, 2001, I hung up the phone with my biggest client and got the go ahead of a very large project with a major bank which would have changed my career and life. Little did I know something bigger would happen that day. Then, I heard a massive sound and realized a plane hit the building. I thought it was one of the planes flying around New York…not a 747 full of innocent people.

I was on the 77th floor. Our team found a stairwell and headed down to the street. On the way down, we passed all the Firemen going up…whom we later knew did not survive. When I reached the street they had us clear the area. I didn’t know till later the building had collapsed until I saw it on the news. I couldn’t believe it. So many sacrificed their lives on such a tragic day…

I am fortunate to have survived that day, when many didn’t. That day changed my life forever. For many years, I felt so much grief since I survived and so many others didn’t. God gave me a second lease on life and since that day I made a commitment to serve others and make a difference with my second chance.

MY LIFE IN SPORTS

I have been playing basketball ever since I could walk.

I started playing in Biddy leagues at 8 years old.

Through out my basketball life, I played in various leagues

and tournaments. During my highs school years, I played

for my Jewish Community Center in which we travel extensively to different states and won several State and National Tournaments.

Today I keep in shape by working out daily and eating healthy.

I also play racquetball and pickleball to stay active.

I learned some serious life lessons from sports that still help me today:

You're not the only one on the court
Teammates matter
Defense is a great offense
Team play beats individual play

CHICAGO SPORTS FAN

I have been a Chicago Cubs fan forever and attended many of their games. On my birthday, my mother and father surprised me with tickets to Game 4 of the World Series.

We sat in the bleachers, ate the best hot dogs in the park, and enjoyed the entire game.

What an amazing present! I have also been to the opening day after they won the World Series in 2016, their first since 1908!

THE FAMILY

I have been with Merydith for 24 years, and we moved to Las Vegas two years ago. We enjoy spending time going to The Sphere for concerts, shows, and everything else Las Vegas has to offer, including great cuisine. Nothing beats spending time with our loved ones, especially our grandchildren, Miles and Isla. We love to travel and enjoy all that the U.S. and the world have to offer.

MATHEMATICALLY OPTIMIZE

YOUR RETIREMENT

Richard is the creator of the Lifestyle Lock Process – an innovative, mathematically proven method to Lock-in Your Lifestyle for Life. Get a personal coaching session to learn how to mathematically reduce risk and spend more in retirement.

Contact US

8565 S Eastern Ave Ste 128 Las Vegas, NV 89123

Office 702-337-2641 | Cell 973-641-6840

[email protected]